Program Description

Social Security's Child Insurance Benefits program is federally funded. The U.S. Social Security Administration (SSA) administers these benefits for children whose parents meet one of these qualifications:

  • Have worked and earned enough Social Security credits.
  • Are entitled to Social Security retirement or disability benefits, or deceased.

When a parent becomes disabled or dies, Social Security benefits help to stabilize the family’s financial future.

Program Requirements

To qualify for this benefit, a child must be unmarried, dependent on the parent, and one of the following must apply:

  • Younger than age 18.
  • 18-19 years old and a full-time student (no higher than grade 12). 
  • 18 or older with a disability that began before age 22. 

In some cases, a stepchild, grandchild, step-grandchild, or adopted child may also qualify for Child's Insurance Benefits. 

Based on the information you entered, you currently get benefits based on a parent's work record. However, if you have more than one parent who is either deceased or who receives Social Security retirement or disability benefits, you could get a higher benefit on the other parent's record.

Contact Information

Would you like more information about child insurance benefits? 
Visit SSA's Publications Page and review "Social Security Benefits for Children”, Social Security Publication Number 05-10085.

Would you like more information about social security credits?
Visit SSA's Publications Page and review "Social Security: How You Earn Credits," Social Security Publication Number 05-10072.

Benefit Categories
family
Family Social Security
umbrella
Insurance Social Security