Program Description

Social Security's Disability Insurance Benefits are federally funded and administered by the U.S. Social Security Administration (SSA). Social Security pays disability benefits to you and certain members of your family if you have worked long enough and have a medical condition that prevents you from working for at least 12 months or is expected to end in death. Studies show that a 20-year-old worker has a 1-in-4 chance of becoming disabled before reaching full retirement age.

Program Requirements

To qualify for disability benefits, you must:

  • Be unable to work because you have a medical condition that is expected to last at least one year or result in death.
  • Not have a partial or short-term disability.
  • Meet SSA’s  definition of a disability.
  • Be younger than your full retirement age

Certain family members of disabled workers may be eligible to receive benefits based on the work of the disabled worker.

Based on the information you gave, since you are working, you may not meet the Social Security definition of a disability.

To see the listing of impairments that can qualify for disability, visit the "Adult Listing of Impairments" page. Even if your condition is not included in the listing, you still could get benefits.

Contact Information

Would you like more information about disability benefits? 

Visit SSA's Publications Page and review "Disability," Social Security Publication Number 05-10029.

Benefit Categories
Disability Assistance Social Security
Insurance Social Security